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Compare the Best Baccarat Casino in New Zealand

Rank Casino No. of Live Baccarat games Author’s Verdict
#1 Conquestador Casino 85 Best Baccarat Casino Overall
#2 FreeSpino Casino 150 Best Live Baccarat Collection
#3 JackpotCity Casino 50 Best Payment Variety
#4 Spinz Casino 34 Casino of the Month
#5 Betcoco Casino 84 Editor’s Choice
#6 Rizk Casino 16 Gamers’ Most Frequent
#7 77Spins Casino 62 Best Live Baccarat Casino for High-Rollers
#8 Playdingo Casino 73 Most Balanced Baccarat Bets
#9 Revolution Casino 48 Quickest Payments
#10 Vasy Casino 23 Best for PayPal Transactions

#1. Conquestador Casino: Best Live Baccarat Casino Overall

Conquestador Casino Best Live Baccarat Casino Overall

Following our latest review, we ranked Conquestador Casino as the best live dealer baccarat overall because it provides the games, payments, and betting conditions that NZ players want, on top of a highly optimized platform for mobile and desktop, with an iOS app. This site offers more than 40 live online baccarat games out of the +300 live tables that include Blackjack and Roulette, not to mention a varied selection of over 2000 pokies. Payment conditions also proved advantageous because you can get your results within the day, without maximum restrictions.

#2. FreeSpino Casino: Best Live Baccarat Collection

FreeSpino Casino Best Live Baccarat Collection in New Zealand

FreeSpino casino is the second-best baccarat casino thanks to its 150 baccarat games with much more flexible limits than its competitors: from NZ$0.40 to NZ$50000. The total selection of 598 live dealer tables is available at every hour of the day in English, Spanish, Korean, Hindi, and Japanese. You can also use 18 of the best payment options in New Zealand, including Visa, MuchBetter, and crypto coins.

#3. JackpotCity Casino: Best Payment Variety

JackpotCity Casino Best Payment Variety for Online Baccarat Casino in New Zealand

Our 3rd-ranked baccarat casino is JackpotCity Casino thanks to the premiere payment methods we found during our testing, which include Paysafecard, Skrill 1-Tap, ecoPayz, Neosurf, debit cards and other popular e-wallets. These payment methods also come with very convenient banking conditions like a low requirement of NZ$5, unlimited cash-outs, and a lack of extra fees. We also liked that you get access to 260 live dealer tables by Evolution and Pragmatic Play.

#4. Spinz Casino: Casino of the Month

Spinz Casino Casino of the Month for Best Online Baccarat Casino in New Zealand

Our experts chose Spinz Casino as our best baccarat online casino of the month because it scored high for multiple features in our research this month, including game selection, bet limits, and payments. The 150 live dealer tables have limits between NZ$0.2 and NZ$20000, and +2000 slots have stakes between NZ$0.30 and NZ$300, which is much more than other casinos. Your payments are secure since you have access to e-wallets like Skrill and ecoPayz, as well as debit cards. We especially appreciate that this site allows you to start your play with a low payment requirement of NZ$10, and withdrawals are unlimited.

#5. Betcoco Casino: Editor’s Choice

Betcoco Casino Editor’s Choice Casino for Baccarat Casinos Sites

The CasinoAlpha chief editor picked Betcoco Casino for our list of best online baccarat sites thanks to its varied selection of baccarat games in a total of over 380 live dealer games provided by Evolution Gaming and Pragmatic Play. You also have +1200 pokie alternatives from QuickSpin, EGT, Betsoft and other +30 slot developers. The advantage that convinced us to choose this site was also a very convenient payment selection of 8 crypto methods, debit cards, and e-wallets, with no added fees when you deposit real money on the line.

6 Tips to Choose the Best Real Money Online Baccarat Casinos (Experts Advice)

  1. Access a secure list of casinos for online baccarat, just like the CasinoAlpha page, where all online baccarat casinos are vetted by experts and licensed by trusted authorities.
  2. Discover the best baccarat online casinos by looking through our top 10-ranked sites to play baccarat and cross-checking with player feedback and reviews.
  3. Pick the best online baccarat casinos by game selection. Check our reviews to see if your favorite baccarat games to play are available and if you’ve got enough variety. At least +20 tables should be available in multiple baccarat variations.
  4. Check on Google Play Store or Apple App Store (depending on your operating system) for the best live baccarat casinos. These come as varied apps with real money baccarat online games.
  5. Look for legitimate top online casinos in New Zealand that have specific baccarat bonuses. This is a sign that the best baccarat casinos have extensive live dealer baccarat online lobbies available.
  6. Check for gambling sites that provide baccarat for free, as these will also offer real money games of baccarat. Just ensure they’re licensed and legitimate.

What Are Online Baccarat Casino Sites?

What Are Online Baccarat Casino Sites

Online baccarat casinos are traditional casinos where you find live dealer baccarat games in substantial numbers and variety. On such websites, you should find the baccarat game at +20 live tables available all day round and the range of baccarat games should allow for flexible staking, between NZ$0.2 and NZ$10000.

Online baccarat casino sites also provide the table game version of online baccarat as well as the live version. Alternative games like blackjack and roulette should also be available, alongside real money baccarat games.

How to Register at Baccarat Online Casinos

  1. Click on our full list of the best baccarat online casinos in New Zealand.
  2. Scroll through and click on the Details button to see if the bet options, casino games, house edge details and banking options available at those casinos are what you prefer.
  3. Once you find the best casino for playing online baccarat click on our Visit or Play buttons to reach the site securely.
  4. Join the site by giving your address, name, phone number and other necessary info.
  5. Verify your account at the best live baccarat casinos.
  6. Make a payment according to your budget for online gambling.
  7. Opt for a bonus designed for newly active players who want to play baccarat.
  8. Open a game with a lenient house edge to start your wagers.

How to Win Real Money at Baccarat Sites

How to Win Real Money at Baccarat Sites

  • Find secure baccarat online casinos that are legal in New Zealand.
  • Use a welcome bonus, a cashback, or a minimum deposit bonus to support your bets.
  • Start with low-stakes games like Mini Baccara and move to higher bets as you improve your strategy.
  • Try to bet on the Banker at first, as this one’s got the best odds of winning, but remember the commission you’ll have to give.
  • Don’t place Tie bets at the beginning, and avoid side bets. These have high house edges and very low odds.
  • Lock in winnings early and end sessions after a winning streak or immediately after you start losing at casinos with baccarat.
  • Follow the rules so you know when you have the right to a third card or when the dealer does.
  • Don’t change your strategy mid-game according to previous hands, as you may mess with your odds unknowingly.

Online Casino Bonuses to Pair With Online Real Money Baccarat Casinos

Type of Bonus Why Use It on Baccarat Games
No Deposit Bonus No Deposit Bonuses allow you to receive certain incentives – such as free bonus cash – only for registering or adding your card. You can use those incentives to try out Baccarat games for free.
Match Deposit Bonus Match Deposit Bonuses will let you receive a cash match of a certain percentage from a payment you have made at a casino. You can receive extra cash that you can use to play the best Baccarat games.
Cashback Promotion Cashback Offers will allow you to receive a percentage of the overall money amount you have deposited or lost over a specific period of time (usually a week or month). Such promotions will allow you to save money that you can later use to play Baccarat games for longer.
First Deposit Offer By accessing first deposit bonuses, users can receive one or multiple incentives, usually consisting of bonus cash, when making their first deposit on a new casino. Baccarat players who opt for first deposit offers can use monetary perks received to play their favourite Baccarat games.
No Wagering Bonus No wagering promotions will allow Baccarat gamblers to cash out on their winnings without wagering them first. Hence, Baccarat players will be able to keep their earnings.

Top Payment Options at the Best Online Baccarat Casinos

Payment method Min. deposit Min. cashout Max. Cashout Find at Casino
Poli NZ$10 N/A N/A Rizk Casino
MuchBetter NZ$10 NZ$10 NZ$7000 77Spins Casino
Visa NZ$10 NZ$50 NZ$10000 Playdingo Casino
Mastercard NZ$10 N/A N/A Revolution Casino
Neteller NZ$20 NZ$2300 N/A Vasy Casino
Skrill NZ$20 NZ$2300 N/A Casino Brango
Paysafecard NZ$20 NZ$20 No limit stated Rant Casino

The most secure payment methods for gambling services, like Visa and Mastercard, usually work for baccarat as well due to the need for increased protection, as winning results can be quite substantial.

Fast payout casinos provide Skrill, Neteller and other e-wallets, so you can receive your baccarat cash-outs in less than 24 hours. MuchBetter is also quite a usual method offered by the best payout casinos with baccarat, given its lack of extra charges.

We advise you to deposit via Paysafecard for anonymity but bear in mind you’ll have to pick another method for withdrawal. Crypto options are available at the best online casinos with baccarat but we didn’t select them due to having a high risk level.

Live Dealer Provider No. of Live Baccarat Games Years on the market
Pragmatic Play 5 8
Evolution Gaming 20 17
Playtech 10 24

Based on industry reputation, Baccarat versions variety, and years of experience, CasinoAlpha has identified Pragmatic Play, Evolution Gaming, and Playtech as the most popular top iGaming providers for Baccarat in New Zealand’s online casinos.

Popular Online Baccarat Providers

Pragmatic Play: Most Popular Baccarat Provider in New Zealand

Although Pragmatic Play has only created 5 baccarat games, it is still one of the best providers due to the Fortune 6 Baccarat and Super 8 Baccarat, which have become increasingly popular in New Zealand. We consider this significant since the provider has been active for 8 years and focused on slots. However, it’s created over 25 live casino games so far.

Evolution Gaming: Best Baccarat Provider for Live Casino

Evolution is the prime provider for this game, with 20 baccarat tables created, like the popular Multi-Camera Baccarat, Live Baccarat Control Squeeze, and Speed Baccarat. The reason you can trust their game is the provider’s reputation. Evolution has created 180 live games of outstanding popularity in the course of 17 years.

Playtech: Best Emerging Baccarat Provider

Playtech is currently growing its baccarat portfolio with Prestige Baccarat, Baccarat 7 Seat, and Mini Baccarat rounding up to 10 releases now. This provider has been creating games for players gambling online for 24 years now, but its main focus has been on pokies. However, the best Playtech casinos we’ve recently tested in New Zealand provide at least 3 tables to play baccarat online created by this developer, with flexible limits and impeccable transmission.

Top NZ Baccarat Online Casino Games

Baccarat Game Min. Bet Max. Bet Provider
Speed Baccarat NZ$1 NZ$500 Evolution Gaming
Golden Wealth Baccarat NZ$0.10 NZ$1000 Evolution Gaming
Lightning Baccarat NZ$0.20 NZ$5000 Evolution Gaming
Big Win Baccarat NZ$0.50 NZ$15 iSoftBet
Controlled Squeeze Baccarat NZ$5 NZ$500 Evolution Gaming

We created this table by picking the best options from over 80 popular games of baccarat, which our experts tested using real money. We selected the popular casino games of baccarat with the lowest house edges and additional wagers provided by a wide selection of baccarat variants.

The games we recommend you should play for real money are provided by top online baccarat sites for real cash and have flexible bet limits that accommodate your budget whether you’re a budgeting or a high roller player. Their fairness is ensured by the fact that they’ve been developed by leading real money online baccarat providers.

How to Play Baccarat

Baccarat is a casino card game of chance, which you play with cards in live dealer casino lobbies, in land-based venues or as general table games available at online casinos. The regular baccarat rules require you to stake on which hand – yours or the banker’s – will have the highest value.

Before you do that at the best baccarat casinos, you’ll need to decide if you want a third card. The banker role is to give you the third card according to specific third-card drawing rules. The game is easily accessible to casual players, because the banker position is to handle the rules and present additional options to baccarat players.

Baccarat for Free vs Real Money – 6 Tested Tips from Casino Experts

Baccarat for Free vs Real MonTey – 6 Tested Tips from Casino Experts

  • When you play a free baccarat game, you should focus on establishing strategy versus winning, while real money play should have you focused on reducing loss. Look into all the ways you might lose and learn how to avoid them.
  • Free games also allow you to test out baccarat game features, just like when you play with free spins. This comes in handy, when you’re finally moving to real money play.
  • Play for free but keep an evidence of wins and losses. Work to approximate your real money bets correctly, which helps whether you’re gambling for real money or free.
  • Whether you play for free or real money, you should take breaks and ensure you don’t chase after your losses – don’t develop a habit that can eventually harm your budget.
  • Use mobile casino apps to play baccarat online for free in a safe environment, where you can learn about your missteps and the best possible moves.
  • Use the opportunity to play baccarat for free online and learn all the bets you can make. Free online baccarat games have the added advantage of allowing you to try out bets and the payouts they have, while real money games require you to already know their payout rates.

Baccarat Betting Options to Try Out at Online Casinos

Baccarat Bet Definition
Banker Bets This means betting that when the position of banker passes, the banker will win. This bet pays out at 1:1 minus a 5% commission.
Player Bets These wagers signify that one from the list of players has the winning hand and they pay the same as the Banker Bets, only without commission.
Tie Bets Betting that the players and the banker will tie, which means a payout of at least 8:1.
Banker Pair It’s staking that the banker will have a pair, regardless of whether it wins or not. If successful, such wagers have outcomes of 11:1.
Player Pair This bet means that you wager on the fact that the player’s hand will be a pair of similar cards, with the same outcome as the Banker Pair bet.
Big Bets Staking on the fact that there will be 5 or 6 cards dealt in a hand. However, payouts are less than 1:1 on this one.
Small Bets Wagering that there will be 4 or less cards in the hand, which has an outcome of 1.5:1.
Player Bonus (Side bet) This is a side bet you can make, which means that the Player hand will win with a specific total value of points.
Banker Bonus (Side Bet) Staking that the winning Banker hand will have a specific value.
Either Pair This wager means that you place money on the fact that either the player or the banker will have a pair. It’s a good baccarat bet because it’s got a potential result of 5:1.

We’ve defined the most common bets to make at baccarat online casinos, according to our experience and research. The bets we identified work for every version of baccarat games.

One of our trusted baccarat bets are the side bets, which are less risky if you use low stakes at the best online casinos with baccarat. Make sure you look at the potential payouts and before you decide on placing either of them.

Important Baccarat Terms Explained

Important Baccarat Terms Explained

  • Banker – The term “banker” names the house, the bank stake, and the casino banks. In the baccarat game, it’s represented by the dealer. It’s also the name of the bet where you stake on the casino winning.
  • Player – Player is the name of the bet in which you wager that the players will win and we saw that it comes without commission.
  • Tie – An unlikely bet, where you’re wagering that the player’s gonna tie with the banker.
  • Shoe – It’s a dealing box for the cards that are about to be placed into the baccarat game.
  • Natural – The banker natural is used when the first two cards of a player are a total of 9 or 8. So, no other cards are drawn.
  • Standoff – Just like in other games, the term “standoff” is a tie with the same total card points. In that situation, the bets push.
  • Cut Card – The term names a plastic card we put in the shoe, to show exactly when the cards should be once more shuffled.
  • Punto Banco – Punto Banco is one of the most popular versions of the game, available at most New Zealand casinos to play baccarat online. The most popular version of baccarat is played in US/UK casinos today.
  • Mini Bac – It’s a short term for “mini-baccarat” and describes a variant with lower stakes and table limits.
  • Chemin de Fer – A term for a specific baccarat variant where you take turns with other players to play the banker.
  • Banque – Another version of baccarat, where the banker must play against more than one player.

Baccarat Odds Rely on the Cards, Not Strategy

We’ve taken three most popular baccarat variants (No Commission Baccarat, Baccarat Squeeze, and Speed Baccarat) and measured their odds based on different strategies, which helped us discover that the house edge is lower on the Banker bet (1.06%) than on the Player bet (1.24%).

Baccarat odds show you your chances to win and they shift depending on your hands and not the baccarat strategies you use to win, as it happens in Blackjack.

Mathematically, this means that the tie has a 46% winning probability, and the banker a 44%. This makes tie bets have a lower probability of winning.

How We Rate Baccarat Online Casinos

  • Usability: Our team rates highly baccarat casinos that load in under 1 second, where registration lasts under 3 minutes and the KYC checks are done within a couple of days. We give extra points for a fully mobile-optimized site and secure iOS & Android apps.
  • Deposit and Withdrawals: When evaluating baccarat casinos, we check that you can deposit & withdraw using secure cards, e-wallets and other popular services in New Zealand. We give high ratings if deposits are instant, cashouts are approved within 24 hours and there are no extra fees.
  • Slot Games: CasinoAlpha rating standards for slot games include a selection of +500 titles from popular slot providers, covering most major types of slots, with a varied range of betting limits. We give higher ratings to baccarat casinos that provide progressive jackpots.
  • Live Dealer Games: Live dealer games selections at baccarat online casinos must include Blackjack, Roulette, Baccarat, Poker, and Sic Bo titles from at least 3 major live game providers. For a maximum rating, the betting limits should accommodate all budget types.
  • Customer Support: Customer support must include live chat, phone, and e-mail assistance, to check all our rating boxes. We rate more if you have access to 24/7 support and if the live chat replies quickly and reliably.
  • Reputation: We evaluate that a baccarat casino has a stellar reputation when it has over 5 years of experience in the industry and provides at least three different products, such as online casino, live dealer casino, and online lottery.
  • Legitimacy and Fairness: Every baccarat online casino that we list must operate legally in New Zealand under a safe license, such as MGA. We rate higher the sites that also have eCOGRA certifications.

Baccarat Casinos Pros and Cons


  • You can play free baccarat and real money baccarat live
  • Baccarat online casinos are highly optimized for mobile play
  • Specific baccarat bonuses available
  • Easier bets and strategies than other live games like blackjack


  • Cash-outs are usually limited at online baccarat casinos
  • Odds can’t be raised with strategy
  • Higher house edge than on blackjack casinos

CasinoAlpha Verdict for Live Dealer Baccarat Casinos

We recommend baccarat online casinos because they’re suited for new NZ players and if you’re a more experienced gambler. That’s because the game doesn’t require much in terms of strategy, but live baccarat casinos do provide many variations of the game and at least 20 baccarat tables, among live alternatives like blackjack and sic bo. These sites are also among our top suggestions for high rollers (other than blackjack casinos) because their VIP bets are quite high. However, many sites have limited cash-outs, so it could be difficult to get all your wins at once.


Can You Play Baccarat for Real Money?

You can play baccarat for real money at most New Zealand casinos. Bets are usually between NZ$0.5 and NZ$5000, so it’s quite accessible. Cash-outs come as real money if you finish your wagering before you make your withdrawal. 

Can You Play Free Baccarat?

You can play free online baccarat at the NZ sites that allow demo mode or no deposit promotions where baccarat games are eligible. It’s something we actually recommend, so you can learn to play it safely before start investing. 

What Is a Player Bet?

The player bet is a wager type in baccarat, where you stake on the fact that the player will win against the house. This bet is available at all baccarat online casinos and it has a 1:1 return. 

What Is a Tie?

It’s staking that there will be a tie between the player and the casino, meaning that they’ll both have the same points. With such a bet, you’ve got the slimmest odds, so the outcome is an 8:1 ratio. 

What Is a Banker Bet?

Banker bet means that you’re placing your money on the fact that the casino will have a better hand. You can make this bet and, if you win, you’ll get a 1:1 rate. The trick is that this bet requires a 5% commission. 

Cosmin Brehoi
AuthorCosmin BrehoiAuthor & Editor at CasinoAlpha

Since forever a pupil of life and writer at his core, he loves to place bets on football matches in his spare time. Combining the art of prediction and a rigorously trained intuition, he has joined the iGaming world to promote a responsible and data-driven approach to sports gambling.

Tudor Turiceanu
ReviewerTudor TuriceanuCEO & Chief Editor at CasinoAlpha

Tudor makes use of his multiple systematic skillsets to oversee and coordinate the CasinoAlpha project. He assists the authors, to create a transparent gambling niche for users. As a CEO and Chief Editor with broad knowledge, Tudor knows the importance of transmitting confident advice.